Last updated: 1 January 2025
Please read these Terms of Service ("Terms") carefully before using the Laszlo Inc. website at laszloinc.com (the "Site"), operated by laszloinc.com ("we", "us", or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
All content published on Laszlo Inc. — including articles, guides, calculators, and tools — is provided for general educational and informational purposes only. Nothing on this Site constitutes professional financial advice, investment advice, tax advice, legal advice, or any other regulated professional advice.
The information on this Site is based on general principles and does not take into account your individual circumstances, financial situation, needs, or objectives. You should always seek the advice of a qualified, regulated financial adviser before making any financial decisions. Past performance of any financial instrument mentioned on this Site is not a reliable indicator of future results.
We do not hold any financial services licence or regulatory authorisation. Laszlo Inc. is a financial education publisher, not a financial services provider.
The budget calculators and financial tools provided on this Site are for illustrative and planning purposes only. Results produced by our calculators are estimates based on the inputs you provide and the mathematical formulas applied. They are not guaranteed to be accurate, complete, or suitable for your specific circumstances.
We do not store or transmit the data you enter into our calculators. All calculations are performed locally in your browser. We accept no liability for any decisions made on the basis of calculator outputs.
By using this Site, you agree that you will not:
All content on this Site — including text, graphics, logos, icons, images, audio clips, and software — is the property of laszloinc.com or its content suppliers and is protected by applicable intellectual property laws.
You may access and use Site content for your own personal, non-commercial use. You may share links to our content. You may not reproduce, republish, or commercially distribute our content without prior written permission, except where expressly permitted by applicable law.
Photographs displayed on this Site are sourced from third-party providers (Unsplash, Pexels) under their respective free-use licences. These images remain the intellectual property of their original creators.
Our Site may contain links to third-party websites or resources. These links are provided for convenience and do not constitute endorsement or approval of those sites or their content. We have no control over external sites and accept no responsibility for their content, products, or services.
You access third-party sites at your own risk. We encourage you to review the terms and privacy policies of any third-party site you visit.
The Site and its content are provided "as is" and "as available" without any warranty of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Site will be available at all times, error-free, or that any content is accurate, complete, or current. Financial information on the Site may become outdated as economic conditions and regulations change.
To the maximum extent permitted by applicable law, laszloinc.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or its content, even if we have been advised of the possibility of such damages.
Our total cumulative liability for any claims arising from or relating to these Terms or the Site shall not exceed €100 (one hundred euros).
You agree to indemnify, defend, and hold harmless laszloinc.com, its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Site.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to our data practices as described in the Privacy Policy.
We reserve the right to modify these Terms at any time. We will post revised Terms on this page with an updated "Last updated" date. Your continued use of the Site following any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.
These Terms are governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Amsterdam, the Netherlands.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and laszloinc.com regarding your use of the Site and supersede all prior agreements and understandings.
If you have any questions about these Terms, please contact us: